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Property Spotlight

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For Sale
$2,350
4 Beds / 3 Baths
FORMER MODEL! LIGHT-FILLED 4BR/3.5BA BRICK END UNIT WITH DETACHED 2 CAR GARAGE. HIGH CEILINGS, WINDOW TREATMENTS, GRANITE COUNTERS IN KITCHEN,WOOD FLOORS, FRENCH DR OFF LIVING RM LEADS TO DECK...
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Gross Annual Income: $     
Downpayment amount: $     
*Monthly debt: $     
Mortgage rate: (%)     
Annual property taxes: $     
Annual homeowners insurance: $     
    
  CONSERVATIVE AGGRESSIVE
House price: $   
Loan amount: $   
Monthly mortgage
payment: $		   
Taxes/Homeowners
insurance: $		   
  Total monthly payment: $   
  
 
 

ABOUT THIS CALCULATOR:
To arrive at an "affordable" home price, we followed the guidelines of most lenders. We've allowed a total debt-to-income ratio of no more than 36%. And we have assumed a housing payment-to-income ratio of 28% for our conservative estimate, and 33% for the aggressive one. Before buying, however, you should also factor in other savings needs, including retirement and college.

ASSUMPTIONS: We've assumed a 30-year mortgage term, annual property tax of $3,500 and homeowners insurance of $481 - the national average. And we do not factor in private mortgage insurance, which you'll owe if your downpayment is less than 20 percent of the purchase price. It averages from $50 to $80 per month. Plug in your own numbers for more tailor-made results.

*Include auto and student loans, alimony, child support payments and credit card payments.

 

 

 

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BETHESDA area real estate resources

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BETHESDA area real estate events & news

  


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Selling My Property - The age-old observation that "you never get a second chance to make a first impression" certainly applies when it comes to attracting buyers to a for-sale home.
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Property Appraisal - Property appraisal is a very important part of any new home purchase!
BETHESDA Real Estate Appraisal Info - Consumers tend to have some misconceptions about the appraisal process
More Tax Advice - Selling a home can have a major impact on your federal and state tax returns.
BETHESDA Real Estate BETHESDA Agent - A real estate agent can help you understand everything you need to know about the selling process.

BETHESDA Real Estate